Month: October 2012

All aboard the economic growth rollercoaster…

The different forecasts for UK economic growth coming from a variety of institutions and the frequency of small percentage changes, is bewildering for many of us. Clearly, the small percentage point shifts in the economic climate forecast are understood and significant somewhere in the worlds of corporate finance, investment and banking! What is identified as...

The pension planning failure risk

The lack of effective pension planning by a significant number of UK adults has been highlighted in new research (August 2012) from Baring Asset Management, where survey figures reveal that around 44% of working age people do not currently expect their pension to fund their retirement. The research, which asked people which assets or investments...

Auto Enrolment is coming: here’s what it means to you

As has been widely reported, there’s been a problem with UK pensions for many years. Outside the public sector not enough people are saving enough money for their retirement – and this month the latest attempt to solve the problem begins. Various Governments over the years have tried various methods to persuade us to save...

Quantitative Easing: what is it? And how does it work?

We’ve all heard the term ‘quantitative easing.’ With the global economy seemingly in a state of crisis for the last five years it’s been hard not to. But what is quantitative easing? How does it work? Why do the central banks use it – and what does it mean for you? Clearly, many of the...

October market commentary

‘No news is good news’ as the old saying goes – or as world stock markets interpreted it in September, ‘No catastrophic news is good enough, thank you.’ Clearly all is still not well with the world’s economy, but there were no full blown crises in September and most stock markets took this as their...