Month: February 2013

How successful is the amateur investor?

A minority of off-course punters who regularly put bets on race-horses make a living doing this, and some are very good at it. A report from the United States suggests that similarly in the field of investing in stocks and shares, there is evidence that a few amateur investors make a profit regularly. However it...

Financial planning in your twenties, thirties and forties

Clearly the average client’s planning needs are completely different in their twenties to their fifties. This is the first of two articles where we look at ‘financial planning through the decades:’ how your financial planning needs change through the various stages of your life.  While it’s true to say there’s no such thing as an...

How to make your child a millionaire

”How to make your child a millionaire – through regular investing and using perfectly legitimate tax dodges’’ – the headline of a recent article in the Daily Mail. Reading this article also makes it clear that we need to be well off to achieve this aim, and even more so, if we have more than one...

The Government Overhauls the State Pension System

The Government recently introductioned Auto-Enrolment and the determination to see as many people as possible enrolled in company pension schemes, it was inevitable that they would also turn their attention to the state pension. Pensions Minister Steve Webb has now introduced a White Paper setting out the proposed changes, which will come in from 2017 “at...

February Market Commentary

January opened with the USA economy – if not the whole world – having been saved from tumbling over the Fiscal Cliff thanks to a last minute deal between Barack Obama and the US Congress. Financial markets around the globe let out a brief sigh of relief and enjoyed a couple of days’ rally. Unfortunately...