Month: March 2013

The Budget 2013

Introduction To say that George Osborne faced a difficult task when he stood up to deliver his Budget speech on 20th March 2013 was one of the year’s major understatements. Both economically and politically, the backdrop to his Budget was bleak, particularly with an increase of 48,000 in youth unemployment announced barely three hours before...

Financial Planning in your fifties, sixties and seventies

We look at basic financial planning in the later part of your life – through your fifties, sixties and seventies. It’s easy to assume that all the major changes in life – finding a job, marriage, a family – take place in the early years. In fact there are just as many major changes in...

The State of the UK Banks

Once upon a time it was all so simple. Nothing could be safer than the UK banks. They were the cornerstone of every fund manager’s income portfolio. Do you want to build your financial planning on shares that would protect you against market fluctuations and deliver a steadily increasing dividend income? Sober, well-run, cautious businesses...

Change your Will – What you need to know

You have at long last got round to preparing your last Will and Testament, and that’s ‘job done’ – or is it? If you write your will earlier in your life than at the last moment, it is highly likely that you will need to update it from time to time, as things change in your...

The New Proposals on Long Term Care

In the Spring of last year retirement specialist LV= produced a report looking at the future of long term care in the UK. With increased life expectancy, LV= predicted that the number of people needing care – either in their own home or in specialist retirement homes – would surge by the year 2025, reaching...

March Market Commentary

Politics seems to impact more and more on economics – and somehow, always at the end of the month. December ended with the last minute deal which averted the Fiscal Cliff in the US; January with Spanish premier Mariano Rajoy denying allegations of secret payments and at the end of February there were yet more...