Month: April 2013

Don’t Fall into the Inflation Trap as you get Older

Earlier this month, the Office for National Statistics updated the ‘national shopping basket’ – the national basket of goods that the ONS uses to monitor rising prices. The big news for the headline writers was that ‘Champagne was out; e-books were in,’ as a nation struggling with the recession stopped celebrating and started reading books...

Five steps to a successful ISA transfer

This is the season to check that you are making the best of your tax free Cash ISA opportunities. There is very little time left to check that you have used your 2012-2013 allowance and it is the first opportunity to invest your 2013–2014 allowance in April. It is also a good time to check...

Won’t Save, Can’t Save

The tough economic situation for many families means few are managing to save anything. Many are simply needing to support themselves and other family members in hard times. According to the recently published seventh annual Savings and Investment report by Scottish Widows, 31% in a survey of over 5,000 people are currently not saving anything...

Which? survey reveals worrying trend

In a recent Which? investigation, some of the UK’s biggest banks were identified as failing to give the right advice when it comes to transferring and managing their Cash ISAs. In the investigation, Which? placed 180 calls to 15 leading banks and building societies to assess the quality of advice given to people who want...

April Market Commentary

When I started making notes for this Bulletin at the beginning of March it was quite clear what the main ‘story’ was going to be. On March 20th Chancellor of the Exchequer, George Osborne, would deliver his Budget – and with the UK in very real danger of slipping into a ‘triple-dip’ recession and the...