Month: September 2013

Managing and Understanding Investment Risk

The amount of risk involved with an investment can be managed by matching it appropriately with the length of time you have available to invest, your tolerance towards fluctuations in returns and your investment time frame.

Ten tips for financial planning in later years

This is not about planning for your end. This is about planning for quality of life later on, free from the bother of worrying about things not done and confident that you have a plan and safety net, just in case you don’t remain on top of your game forever.

Parents: Today’s children will need a £2.4m pension pot!

The 800,000 babies born in the UK last year will need to save £2.4m into their pension to retire comfortably, while facing rising student and mortgage debt and care costs for their parents. The Office of National Statistics (ONS) recently released figures showing 813,200 babies were born in the UK in 2011/12, the highest number...

September Market Commentary

Economics and politics often make uneasy bedfellows and so it was in August as the threatened US-led intervention in Syria depressed stock markets at the end of the month. In the UK, David Cameron suffered defeat in the Commons, appearing to totally mis-judge the strength of backbench opposition. If there’s one thing the financial markets...

Is an Annuity in Your Future?

Interest rates are low at the moment – and Mark Carney, the Governor of the Bank of England, has just announced a new policy initiative which is likely to see them stay low for the foreseeable future.