Month: December 2013

Autumn Statement 2013 Overview

Introduction David Cameron – freshly back from his trade mission to China – looked on encouragingly as Chancellor George Osborne delivered his Autumn Statement. But how his mind must have drifted back to the delights of Shanghai… No inconvenient elections; no opinion polls; no awkward questions from Jeremy Paxman.

December Market Commentary

Click click merrily on high – the virtual tills are ringing The Guardian’s bid for Financial Headline of the Year brought down the curtain on ‘Black Friday’ and heralded ‘Cyber Monday.’ Black Friday is the Friday before the Thanksgiving weekend in the US: it is supposed to be the day on which stores move into...

The Bank of England’s 2013 ‘third-quarter credit conditions survey’

The Bank of England’s 2013 third-quarter credit conditions survey of lenders was conducted in August and September and, whilst not necessarily reflecting the Bank’s own views on credit conditions, serves to give a general picture of the UK credit conditions during the period, according to the views of lenders.

Couples ‘reluctant’ to talk about money

Despite sharing a life together, many couples are reluctant to lay their financial cards on the table. Around 25% keep their current accounts entirely separate, 30% hold savings in separate accounts and 23% maintain separate investments, according to new research from the Prudential.

Call for industry to act now to end pension liberation

Leading insurance, savings and investment provider, Aviva, are joining several other industry voices to call for stricter rules on pension transfers to stop the spiralling number of people being persuaded by fraudsters to access their retirement savings early – at a huge financial cost.