Month: August 2014

No Will, No Way through the Inheritance Jungle

Almost two out of three Britons have not made a Will and risk leaving a financial nightmare for family members when they die, warns the Law Society. Research coinciding with ‘Dying Awareness Week’, published in May 2014 from the Dying Matters Coalition, revealed that only 36 per cent of British adults say they have written...

Peer-to-peer Lending and Crowdfunding

Peer-to-peer Lending and Crowdfunding are, respectively, the new high(er) interest investment return and start-up funding phenomena that have attracted sufficient interest from city watchdog, the Financial Conduct Authority, for them to become a regulated investment as of April 1st this year. How attractive an investment are they though – and just how risky? Firstly, what...

7 Alternatives to using pensions to save for retirement

Faced with a hefty 55 per cent pensions tax bill because of HM Revenue & Customs new lower lifetime pensions allowance, many middle-to-high earners with generous pension arrangements are seriously on the lookout for alternatives to pensions as savings vehicles for retirement. That is quite a few savers potentially hunting around, considering that approximately 360,000...

August Market Commentary

Where to start this month? Until July 16th it was an easy decision: the happy, smiling face of German Chancellor Angela Merkel as her boys lifted the World Cup with a 1-0 win over Argentina. A booming stock market, huge trade surplus – and a trophy from Sepp Blatter. What more could a country want?...