Month: September 2014

Retirement – Over-55s failing to include family

Millions of over-55s are failing to include their family in important decisions about their retirement income with potentially devastating consequences. The Spring 2014 edition of Aviva’s Real Retirement Report explores the views of those from three distinctive stages of retirement – pre-retiree (aged 55-64 years), retiring (aged 65-74 years) and long-term retired (aged over-75 years)....

Saving a little bit more will go a long way

Many working age people in the UK could secure a financially comfortable retirement by making some small changes to their saving habits, according to new research published by the Department for Work and Pensions (DWP). While government action to transform British pensions has brought about radical improvements to the retirement prospects of future pensioners, millions...

New regulation for the consumer credit market

The Financial Conduct Authority (FCA) has recently formally taken responsibility for regulating the £200 billion UK consumer credit market. 50,000 businesses who offer some form of credit to the UK consumer will now be subject to the FCA’s consumer protection rules and Principles for Business. According to the FCA, this means every person that uses...

September Market Commentary

The phrase ‘the world looked a dangerous place’ has been used many times to describe the status of the markets. Never has that seemed more true than in August. In Northern Iran/Iraq the Islamic State continues to gather momentum and the world expressed outrage at the murder of US journalist, James Foley. Towards the end...