Month: October 2014

Babies and breadwinners – families shifting scene

The latest Aviva Family Finance Report shows that the percentage of stay-at-home mums has almost halved since the 1960s and ‘70s, while more families are creating their own bespoke parenting and childcare styles, using a mixture of grandparents, nurseries and part-time work. The respondents to Aviva’s survey include the parents of the so-called Generation X...

Families with dependent children lack financial protection

Only a quarter (24%) of adults in the UK with children under 16 have any form of financial protection, a significant drop from 31% in 2013, according to the latest research from the Scottish Widows Protection Report. With over half (54%) of this group admitting that their savings would last just a couple of months...

October Market Commentary

Throughout the summer this bulletin has been focused on events in the Ukraine, now we have an admittedly uneasy truce in the region and the focus of the world’s discontent has moved elsewhere. At time of writing, pro-democracy protesters are occupying the streets of Hong Kong and a coalition of 40 countries is in the...

Important pension notice: 55% ‘death tax’ abolished

Ahead of the major pension changes already announced for April 2015, the Chancellor, George Osborne, this week announced another shift in pension policy that could have a big impact on many savers and their financial planning requirements. Speaking at the Conservative Party’s Annual Conference, Mr Osborne announced the abolition of a so-called ‘death tax’, which...