Month: July 2016

Inheritance tax: the recent changes you need to know about as you plan

The changes to inheritance tax that were introduced in the 2015 Budget will soon come into effect, with some becoming the law as early as April 2017. With less than a year to prepare for these changes, it’s important to ensure you know what to expect and that you’re doing everything you need to in...

A stark warning for pensioners in The Telegraph

The thought of not having enough money to live on during your retirement is not something that those with sizeable pension pots, nearing the end of their working lives, have had to worry about until recently. However, this is now an issue causing more and more sleepless nights, as reported in a recent article in...

Clearmoney Magazine – Are you fit to retire?

Welcome to the latest edition of the Fairstone Financial Management magazine, Clearmoney. At the time of going to print, the EU Referendum outcome had not been announced to decide whether Britain should leave or remain in the European Union, so we will assess the outcome in the next issue and provide helpful information about the potential impact on your financial plans. Within this...

Direct Commercial Property (DCP) Advisory Note

The Fairstone Group Investment Committee has issued an advisory note on the back of recent developments in the commercial property sector, to help you to understand what is happening in the sector, in more detail. SLI, M&G and Aviva suspended trading on their UK DCP funds (incl. their feeder funds). This advisory note is intended to...

July Market Commentary

July Market Commentary This time last month David Cameron was firmly in place as UK Prime Minister, facing the equally secure Jeremy Corbyn across the despatch box. Both of them were backing Remain in the forthcoming EU Referendum and – despite the occasional flurry of support for Leave – the UK looked set to stay...

Sun, sea, sand… and savings: Money tips for the summer months

Money tips for the summer months Whilst the summer brings bright evenings and warm weather, it can also be a very expensive time of year. Handy tips to help you save money whilst the sun is shining (hopefully) are always welcome, as even the smallest savings can build up to give you a little extra...

The enigma of Premium Bonds

Earlier this month, the top Premium Bonds prize of £1 million was won for the first time since the investment limit was increased to £50,000 in June 2015. The winner, from West Scotland, only the second ever top prize winner from that region, had invested the maximum amount, whilst a second investor from Surrey was...

What does property look like as an investment after 2016’s changes?

The buy-to-let market has already seen some significant changes in 2016, perhaps most significantly the increase in stamp duty on any property you own other than your primary home. What this means for those looking to invest their money in property is that the market may not offer the same kind of sound investment that...