Month: November 2018

Work pressures

The greatest strains on physical and mental health There is an increasing trend for people to work for longer and delay their retirement, with some staying in work out of financial necessity. But one of the primary concerns people have about working beyond their 50s is the impact this could have on their health, or...

You have one life, so invest wisely

Identifying multiple risk profiles for multiple goals Throughout our lives, we will have many different lifestyle and financial goals that we would like to achieve. Although we all have different goals, there are some key targets that we’ll have in common, especially when it comes to retirement. What do you want from your investments? Supplementing...

Wealth navigator

Planning the best route for the next generation You have worked hard to build your wealth. Passing it on to the next generation fairly, safely, effectively and efficiently takes skill and careful preparation. But some people find the idea of discussing inheritance uncomfortable and subsequently put off estate planning until, in some instances, it may...

Sandwich generation

Financially squeezed between elderly parents and children Faced with the task of caring for elderly parents alongside your children, being in the Sandwich Generation can be a testing time. Finding yourself squeezed between – and often by – these two generations can be very stressful. As well as facing time pressures, chances are your finances...

Relationship breakdowns

A pension could well be the biggest single asset in the relationship What is likely to be a divorcing couple’s most valuable asset? The family home will spring to most people’s minds first. But the value of a pension could well be the biggest single asset in the relationship. When and how pensions are divided...

Inflation matters

Impact of rising prices on investments A pound saved is a pound earned. But because of inflation, over time, the value of the pound saved could be much less than when it was earned. One cannot ignore the corrosive impact of rising prices on investments. Investors can easily fail to prepare for the risk of...

Festive gifts

Building wealth for a solid financial future As a parent, guardian or grandparent, you’ll want to provide the best future for your children or grandchildren that you can. Christmas is an excellent time to encourage children to start thinking about the value of money. Many children have hundreds of pounds spent on them at Christmas....

Fairstone Frankie – Door of Mercy Soup Kitchen

Frankie needs your help!   Our very own Seainin Campbell and many other wonderful volunteers give their time to St. Patrick’s Parish, Belfast, Soup Kitchen every weekend. We are supporting this great cause, which heavily rely on donations and goodwill. A donations box will be in our office until 17th Dec; all donations are welcome,...

Festive Finances

If you haven’t begun thinking about Christmas yet, you really should – we’re weeks away from the big day. We’ve listed 5 tips to ensure you aren’t left out of pocket during the festive season. Set a budget Work out how much you can afford to spend in total over Christmas. Think about how much...

Equity Release Plans – Is it right for you?

  Equity release refers to a range of products letting you access the equity (cash) tied up in your home. You can take the money you release as a lump sum or, in several smaller amounts or as a combination of both. Nearly 450,000 equity release plans have been agreed since records began in 1992...