Author: fairstone-ni

Fairstone (NI) Celebrates Success

We have had a number of educational successes this year, which highlight our commitment to professional progression and providing the best standards of practice within the financial planning sector.

New appointments and firm successes

We are delighted to announce the appointment of new members to our growing financial advisory and staff teams.

Taxing Times

‘Top 5’ list of planning areas – Using an allowance Making sure you use up any allowance you are entitled to is the first step to reducing the amount of tax you may be liable to pay. We’ve provided our top five list of planning areas to consider before 5 April 2020, the end of...

Protecting what matters

Protecting those dearest to us, and those financially dependent upon us If something should happen to you, the last thing you want is for you or your family to be worrying about money. One of the most important aspects of your financial planning should be to ensure that you’ve made provision for your family and...

CISI Financial Planning Week: 7-11 October 2019

UK consumers offered free personal financial planning sessions during CISI Financial Planning Week 7 -11 October #FPWUK #Planwell2livewell

7 key steps to buying your next home

Your home is one of the biggest purchases of your life and buying your next property can be just as daunting as your first. Therefore, we have listed 7 key steps to buying your next home.

The ISA 20 years after it was launched, what does the future hold?

    A study by the Yorkshire Building Society found that savers deposited £4.3bn into ISAs in the final week of the 2017/18 tax year, and the tax year just gone (2018/19) was set to see a similar final week deposit of up to £4bn. This was despite the number of ISA holders falling from...

A basic guide to remortgaging

  What is remortgaging? A mortgage should not be viewed as a one-time purchase but as an ongoing financial arrangement that needs regular attention. The terms of your mortgage deal may only stay in place for a few years and after this they could change. To ensure you’re not paying more on monthly repayments than...

How to find the right investment for you

  There’s a lot of buzz around investments and the rationale for choosing them. So we thought it would be useful to outline what you should be thinking about when it comes to choosing an investment to enable you to get the best outcomes for your money. Review your goals It sounds obvious, but taking...

lost pensions

  By Peter Savage, Fairstone Chartered Financial Planner   NEARLY TWO THIRDS OF UK SAVERS HAVE MORE THAN ONE PENSION AND CHANGING WORK PATTERNS MEAN THAT THE NUMBER OF PEOPLE WITH MULTIPLE PENSIONS POTS WILL INCREASE.   People typically lose track of their pensions when changing jobs or moving home and the Government predicts that...