Category: financial planning

Retirement Planning Educational Seminar – Seagoe Hotel – 19th Sept

For many, retirement is about sun-soaked holidays, leisurely rounds of golf and much more. Let’s make your retirement vision a reality!

Protecting your family wealth (seminar) – Seagoe Hotel – 19th Sept

Care fees, inheritance tax and contested wills are all increasing… so how much of your family wealth is protected?

Fairstone NI launch next series of educational seminars

Join Fairstone NI at the Seagoe Hotel on Thursday 19th September for their next series of educational seminars. There will be three seminars that you can attend on the day, ranging from bloodline to retirement planning. All open to friends, relatives, work colleagues and anyone who may find the information relevant and beneficial.

Raising £1,000 to support Emerge Counselling Services

Some of our team wanted to help raise money for the charity Emerge Counselling by completing a hike through the Mourne mountains. Emerge is a suicide and self-harm prevention centre based in Lisburn, Northern Ireland. They started in March 2019 and offer 1 to 1 counselling to all members of the community who may be...

Gifting rules and inheritance tax

Following an in depth study conducted by the National Centre for Social Research (NCSR) and the Institute for Fiscal Studies (IFS), it has been discovered that only one in four people making financial gifts are aware of the risks of inheritance tax. Further to this, they found that only 45% of gifters reported being aware...

How can you make the most out of diversification?

Diversification is a word that seems to get tossed around a lot in conversations around savings and investment. We hear it often, but what does it mean? Put simply, diversification is a risk management strategy that mixes a variety of investments within a portfolio. Through having different kinds of assets in a portfolio, the goal...

What does it take to retire early?

The idea of retiring early in your 50s or even your 40s sounds like a pipe-dream to most, what with the increased cost of living, inflation and other economic factors slowly eating away at your predicted earnings. This hasn’t stopped the rise of the FIRE (Financial Independence Retire Early) movement, a new method of frugal...

Fixed-rate mortgages – The basics

Every month hundreds of thousands of borrowers reach the end of their fixed-rate mortgage deal. In most cases, that means their mortgage payments are set to rise – in some cases by a lot. But you can take action to avert these higher costs. We have detailed a basic guide to fixed-rate mortgages. What is...

Equity release popularity is growing, but is this a good move?

Equity release is no longer the niche lending area it once was. More and more homeowners over 55 are choosing to release cash tied up in their homes and there are few signs of this trend subsiding. Lending in 2018 increased by 27% compared to the previous year and is now nearly double what it...

Why silence isn’t necessarily bliss

Over six million adults refuse to discuss their will with loved ones Making a Will is very important if you care what happens to your money and your belongings after you die, and most of us do. But have you tried to talk with your children about your Will? If that conversation isn’t happening, you’re...