Latest News

Women’s state pension age changes

Government’s bid to ensure ‘pension age equalisation’ On 3 October, campaigners lost a significant legal battle against the Government’s handling of the rise in women’s State Pension age. Up until 2010, women received their State Pensions at the age of 60, but that has been increasing since then. The retirement age for women has increased...

Tax-Efficient Shelters

Use your ISA allowance or lose it forever Even though the Individual Savings Account (ISA) deadline may be a number of months away, and despite the tax year date remaining the same year in year out, somehow it always creeps up on us. A tax year runs from 6 April one year to 5 April...

Every journey starts with a destination

Looking at the bigger picture for your wealth and security Every plan starts with a goal, just like every journey starts with a destination. Planning your financial future is not only important for your security, but it also provides peace of mind. Financial planning should be viewed as a long-term approach to managing your finances....

The value of mortgage advice

Mortgage advice might not be for everyone, but for those clients who seek it out, it can be an invaluable service in helping them to strike a better deal. The role of a mortgage adviser is to work with a buyer in order to find them the best option for their circumstances. The main way...

Saving for a deposit

Help to Buy ISAs are now closed to new applicants. However, there are other options still available to first-time buyers.

Cultivate the art of patience

Avoid knee-jerk reactions by focusing on long-term investment objectives Creating and maintaining the right investment strategy plays a vital role in securing your financial future.

Tax-Wise

Make the most of your valuable allowances, reliefs and exemptions Once we enter January, the end of the 2019/20 tax year will be just over three months away.

For richer, for poorer

Pension and asset advice should be part of the divorce process Divorce – it’s one of the most difficult subjects to talk about.

The Help to Buy ISA deadline is looming

After 30th November 2019, potential first-time buyers will no longer be able to apply for a new Help to Buy ISA.

Fairstone (NI) Celebrates Success

We have had a number of educational successes this year, which highlight our commitment to professional progression and providing the best standards of practice within the financial planning sector.