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Top tips to protect yourself against pension scammers

Top tips to protect yourself against pension scammers You may well have seen the headlines that victims lost an average of £91k each in pension scams last year. Worryingly, in a recent survey, 32% of pension holders aged 45-65 said they were unsure how to verify if they were speaking to a genuine pension’s adviser....

Bank of Mum and Dad feeling the squeeze

Bank of Mum and Dad feeling the squeeze People are dipping into their retirement funds to help family members on to the housing ladder. It’s not a battle A lot is said about the unfairness of high property prices on the young. There’s a tendency for some to frame the issue as a battle between...

Renters – Lets tackle the ‘protection gap’

Renters – Lets tackle the ‘protection gap’. In the UK, the private rented sector has more than doubled in size since 2002. And most are living without any kind of financial safety net. While property buyers are encouraged to consider their protection needs when they take out a mortgage, renters rarely get this prompt, often...

Are children’s pensions as good as they seem?

Are children’s pensions as good as they seem? Pensions for children? Surely that’s taking planning ahead to a whole new level? Nonetheless, if you can afford it, putting money aside in to a pension for your children or grandchildren can be a sensible option. Under the current rules, you can put £2,880 a year into...

4 key ways to prevent your grown-up children derailing your retirement savings

4 key ways to prevent your grown-up children derailing your retirement savings The Bank of Mum and Dad is a well-known concept and we all hate to see our children struggle financially, which is why many parents continue to support their children well into adulthood. Instead of being ‘empty nesters’, many parents discover that their...

A universal pension lesson: Start saving as early as you can

When it comes to saving for your pension, the old adage repeated to revising students rings true; little and often. Lots and often if you can manage it, but the most important thing is that you don’t try and cram all of your preparation in at the last minute. The earlier you start saving, the...

Is a personal referral the best way to choose a financial adviser?

You can spend your life working hard and following all the advice you pick up along the way. If you’re financially savvy, you might be able to pay off your mortgage quickly, put plenty into savings and build a nice nest egg to retire with. Getting a financial adviser to guide you through the process...

6 top tips on how not to lose money from your pension each year.

Keeping track of your pension can be difficult at the best of times, and if you have multiple pots it can seem nigh on impossible. Fortunately, we have some top tips to help. First introduced in 2012, auto-enrolment made it compulsory for UK employers to automatically enrol their staff into a pension scheme, unless they...

Graduates are better off boosting their pension and never paying back student loans

Heavily indebted students graduating this summer may feel pressure to sacrifice more of their wage than is necessary to get back into the black, but experts warn that this money would do more if put in a pension. High tuition fees and hefty maintenance loans saddle English graduates with the highest student debts in the...

The different types of equity release explained

As the popularity of equity release has increased among older generations looking to free up cash from their property wealth, equity release providers have developed a range of different plans and features to choose from. Choosing the right product will depend entirely on how much money you are looking to take out of your property,...