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Brexit – what next?

Unintended consequences At the time of writing this article, the UK Government is still in negotiations with the European Union over the terms of its planned withdrawal on 29 March 2019. As we’ve been constantly hearing over the past couple of years in the media, Brexit uncertainty is affecting business and consumer confidence, whilst also...

Retirement options

Greater responsibility on individuals to plan for financial security in old age. Deciding what to do with your pension pot is one of the most important decisions you will ever make for your future.

No pain, no gain

Planning to get where you want to be. Successful saving and investing is arguably a lot like exercise – no pain, no gain.

Seize the day

Planning for a comfortable life after years of hard work. Over time, with life expectancy and the cost of living rising, it could mean that some retirees are at risk of running out of pension income in later life.

Why moving abroad can affect your state pension

Retiring overseas is a dream for many Brits. After all, who wouldn’t be tempted by the better climate and the amazing travel opportunities found abroad. Where you choose to spend your retirement, however, will affect how much state pension you get.

What to know about ISAs in 2019/20

The rules around ISAs (or individual savings accounts) change relatively often and different types of ISA rise and fall in popularity depending on where savers consider the most competitive place to put their hard-earned money.

What does the auto-enrollment increase mean for you?

From 6 April 2019, minimum contributions from employers and staff increase. This applies to all employers with staff in a pension scheme for automatic enrollment. If you aren’t enrolled in an automatic pension scheme or you and your employer are already paying above the increased amounts, this increase doesn’t apply to you.

The perks of saving into a Junior ISA

There are so many factors for a parent to consider in doing their best to make sure their children are prepared for the world when they reach adulthood. A lot of those things will be out of your control, but one thing you can consider that could make a real difference is investing into a...

The 4 steps for spending your inheritance wisely

If you’ve received money in a will from a relative or close friend, it can be difficult to have a clear idea of what to do with it. Of course, your personal circumstances and the amount that you receive will play a big role in your decision, but whatever the case, these are five things...

A higher demand for equity release

The number of over-55s using equity release to unlock cash in their homes has surged in the past year, driven by increased competition and innovation, a new report has revealed.